After months of uncertainty, there’s a sense of renewed confidence flowing through the Southern California real estate market. As mortgage rates hold steady and home inventory gradually increases, both buyers and sellers are beginning to re-engage — signaling that SoCal’s housing market could be entering a more balanced, optimistic phase.

📉 Mortgage Rates Holding Steady: The Calm After the Storm
Following a volatile year of rate hikes and market hesitation, recent weeks have shown notable stability in mortgage rates. While the 30-year fixed mortgage remains around the mid-6% range, analysts note that the daily fluctuations have narrowed, allowing buyers to plan with greater certainty.
This stability is making a difference. According to regional lender data, applications for new mortgages have risen by 8% compared to last quarter. Many SoCal buyers who had paused their home searches earlier this year are now stepping back in, hoping to lock in before potential rate adjustments later this fall.
🏠Demand is Holding Strong Across Orange County & Beyond
Orange County, in particular, continues to be one of California’s most resilient housing markets. Median home prices hover near $1.4 million, yet open house traffic has surged in recent weeks — a clear indicator of renewed buyer motivation.
Real estate analysts say part of this strength comes from strong local employment, foreign investment in luxury properties, and the ongoing desirability of coastal cities such as:
- Laguna Beach — drawing second-home buyers and remote workers seeking lifestyle upgrades.
- Newport Beach & Corona del Mar — maintaining ultra-low inventory and high demand in the luxury bracket.
- Costa Mesa & Irvine — attracting young professionals and investors due to expanding business hubs.
đź’ˇ A Confidence Boost for Sellers
For sellers, this moment offers an opportunity. A more confident buyer pool paired with stabilizing rates can mean quicker offers and fewer price reductions. As active listings rise modestly, sellers who list their homes now may find themselves in front of serious, pre-qualified buyers — rather than hesitant window-shoppers.
In Orange County, the average days on market has dropped slightly from 43 to 37 days, and multiple-offer scenarios are still common for well-priced listings under $2 million.
📊 The Bigger Picture
Experts predict that if rates stay consistent and inventory continues to build gradually, Southern California could see a soft landing into 2026, rather than a dramatic correction. Stability — not rapid growth — is becoming the new strength of the market.
That means both buyers and sellers can move forward strategically, without the panic or speculation that defined the last few years.
🌟 Ready to Make Your Move?
Whether you’re a buyer taking advantage of steady mortgage rates or a homeowner considering listing before the next market wave — Amin Vali Real Estate Investment Group is here to help.
With expertise across Orange County’s most desirable neighborhoods, we provide tailored strategies that maximize your investment potential. From luxury coastal homes to inland opportunities, Amin Vali’s team helps you buy smart and sell confidently.
📞 Let’s connect today and discuss your next move in the SoCal market.
Amin Vali .
B.S in Civil Engineering,MBA, Realtor
Cell phone: +1 (949)220-1000
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