Is “taking advantage” always a bad thing? 

With the COVID-19 pandemic going on for much longer than the general public had anticipated, the stock market has continued to remain volatile and unreliable, and quite risky. For as long as we have been a civilized society, we have been in pursuit of investment opportunities and ways to increase our financial gains and improve our standard of living.

The need for financial stability and an improved standard of living has been more apparent and necessary than anytime in recent history. During a typical financial crisis, despite the challenges there is always hope for a recovery because that is how the economic cycle is and always has been. However, this is not a typical economic crisis, this is a health-related pandemic which has led to one of the worst economic downturns in our history. The coronavirus has been unpredictable, deadly, and spreading for several months, with no guaranteed end in sight.

Things are grim, people are feeling challenged and the unemployment, although a little better this month, is still historically high. Additionally, most people, those of us with common sense and decency at least, are staying in our homes and practicing social distancing. This, although necessary, is difficult and lonely and can be a burden. We miss our friends, families and co-workers, we can’t go to our favorite restaurants, visit local bars, get our nails and hair done or go to the gym.

The year 2020, for most of us, has been problematic, to say the least, and even worse for anyone who has lost a loved one to the disease, anyone who had to shut down their business or anyone who is unemployed.

The harrowing efforts of the medical community and anyone else doing their part to help their community/country is one of the few bright lights in a very dark year so far. Another thing that could make this year a little depressing is the record low mortgage rates.

Usually, the term “taking advantage” is seen as a negative and affiliated with someone/something strong asserting their power over someone/something weak. However, that is not always the case. Taking advantage can also be affiliated with making lemonade from life’s lemons. In this case, taking advantage of the low mortgage rates caused by the economic crisis that was caused by the pandemic is not something that negatively affects anyone. This scenario just helps anyone who wants to buy a new home, who wants to buy their first home, who wants to refinance their current, or those of us looking to invest in real estate in order to brighten our future financial prospects.

However, with such low rates getting approved for a loan will be a little more challenging than usual so we need to rely especially hard on real estate professionals with experience (

Investing in real estate, although a great opportunity, can be tricky because what, where, how much and with whom defines the level of success in a dramatic way. Real estate investment groups such as Amin Vali Consulting Group can ensure that investors invest in the right properties and the right areas.

This has been a very trying year for all of us and very few good things have happened in the meantime. This pandemic will remain in our memories and history forever, and so will the efforts of those of us who tried to make lemonade out of these lemons. 

Amin Vali 

Civil Engineer, MBA, Real Estate Agent

Cell phone: +1 (949)220-1000

Phone : +1(310)925-3878 

Web : 


E-mail : 



Facebook:amin vali

Realtor in Zutila Inc.


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