Basic Buying Tips

The United States housing market has been a seller’s market for a little while now. It is likely going to stay that way until the shortage issue is fixed. In the meantime, we know that many of you want to buy a home despite it being a hot seller’s market, either because you need the extra space, or because of the record low mortgage rates.

Whatever your reason may be, we want to go back to the basics a little today and talk about some important things to do when you are planning to buy a home during a seller’s market.

Since seller’s are at an advantage when it comes to pricing, it is in your best interest to qualify for a low mortgage rate. Since mortgage rates are extremely low right now you do have a great chance, however, taking the time to look at your credit history and scores with credit bureaus to make sure you do not have any inaccuracies or discrepancies is worthwhile. You can even look into ways that you can boost your credit score before applying for a loan. A good realtor can also give you some guidance during this time.

We recommend getting pre-approved for a mortgage loan before you start searching for a home. If you are pre-approved, not only are you able to lock in the mortgage rate (in case they go up) you will also be able to put in a quick offer as soon as you find the house you want, without worrying about whether you will be approved or not. Sellers also tend to prefer buyers with pre-approved loans, simply because they know there is no risk of not moving forward because of issues with the mortgage loan.

Depending on the property and how badly you want it, you can take some extra steps to impress the seller. You can include a personal letter and even family pictures to establish a personal connection with the seller. You can also waive one or two contingencies or be flexible with the closing date to seem more attractive to the seller.

Working with an experienced agent from the very beginning will help you get all of these steps right and ensure you are getting a lovely home that you will love while staying within your budget. Amin Vali Real Estate Investment can be with you every step of the way.

Amin Vali 

Civil Engineer, MBA, Real Estate Agent

Amin Vali Real Estate Inc.

Persian Realtor,Persian Real Estate,

Cell phone: +1 (949)220-1000

Phone : +1(310)300-0011

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Realtor in Zutila Inc.


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