Buying Your First Home?

Buying your first home can be daunting, especially in a sellers’ market. According to, Orange County was a seller’s market in July and has been since January. Despite this, there are currently 6,858 homes listed for sale in the area. You have options and the questions first-time buyers have remain the same: Can you afford the neighborhood you want? Is your credit score strong enough to approve you for a mortgage? Should you start small or invest in a larger home to accommodate a growing family?

Every factor of the buying process is unique to the buyer. A single business professional may value a smaller home closer to work, while a young married couple may be willing to commute from a neighborhood with ample parks and recreation. That said, there are some common factors every new homeowner should consider:

  1. Identify Your Needs

Referring to the aforementioned example: your housing needs will depend on your lifestyle and the number of people living with you. Listing your must-haves, nice-to-haves and negotiables will give yourself a clear picture of what you’re looking for in a home…and save you time searching through market listings. 

  1. Build Your Savings and Credit Score

Homeownership is one of the largest purchases you’ll make in your lifetime. You have the right to build yourself to the financial stability you want before placing a bid on a property. Determining where you are–such as how much you have saved, how much you need, what debts you currently owe and what your credit score is–is essential to your home buying plan and helping you qualify for a downpayment and loans. 

  1. Don’t Let Yourself Be Pressured

In a seller’s market, it is easy to feel rushed into buying a home that even remotely echoes what you’re looking for. This rush, however, is almost guaranteed to result in regret because you did not assess the risks involved with the home. Don’t forgo the opportunity to protect yourself with a home inspection for an attractive deal. You’ll thank yourself later.

  1. You Can Change ANYTHING About Your Home–Except It’s Location

My father told me this hidden real estate truth time and again: “Buy the worst house in the best neighborhood.” You can renovate and remodel virtually anything on a house: appliances and piping can be replaced; walls can be torn out to expand rooms or add on others. But it is impossible to pick up your house and move it to a different location. If there’s one “must-have” at the top of your list, location is it.

Experts at Amin Vali Real Estate Investment are experienced in giving new home buyers peace of mind. We are here to answer any and all questions first-time home buying brings. We’re here to help you be in-control of your journey, where you want, when you want, and we’ll be with you every step of the way. 

Amin Vali 

Civil Engineer, MBA, Real Estate Agent, Multi-Unit Construction Project Manager in California,

Cell phone: +1 (949)220-1000

USA Phone : +1(310)925-3878 

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Realtor in Zutila Inc.


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